BASEL – Capital Adequacy
Our Capital Adequacy & Risk Evaluation (CARE) module provides a flexible framework to progressively adapt to capital adequacy regulations (Basel II and Basel III) with a choice of a standard or advanced approach.
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OverviewOverview

CARE offers a comprehensive and flexible solution for banks to accurately calculate capital requirements by accommodating complex capital charge rules. With the increasing granularity of capital requirement calculations and more restricted and complex capital allocation, the need for a reliable system to calculate capital requirements has become critical for banks from both business and regulatory perspectives. CARE collates data from transaction systems to arrive at capital requirements and supports the definition of capital structure as per Basel requirements. It also provides calculators for credit risk, market risk, and operational risk, enabling the computation of capital adequacy. With its robust Rule Engine Framework, CARE is the go-to solution for banks looking for accurate and reliable capital computation.

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FeaturesFeatures
FTP
Rule Based Engine
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Library of Requirements Calculation
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Customer Stories
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2024-12-09
Implementation of BALM - Bank Asset Liability Management at Axis Bank
Axis Bank is one of the three largest private sector banks in India, providing services to customers from SME, Agriculture, Retail Business Segment and Large & Mid Corporates, the bank has a growing asset size of above 100 Billion USD.Read more
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2024-12-07
Implementation of Asset Liability Management (BALM) Solution at DOHA Bank
Incorporated in 1978, Doha Bank is one of the largest commercial banks in the State of Qatar. Doha Bank serves individuals, corporate and institutional clients across Qatar and internationally. The Bank has total asset of USD 20.36 billion with its loan portfolio of USD 13.96 billion and deposit portfolio of USD 12.42 billion. Doha bank has banking operations in Kuwait, UAE and recently started its operations in India.Read more
Blogs
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Navigating Financial Storms: Understanding Capital Adequacy and the Vital Role of Risk-Weighted Asset Calculation
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Know Your Best Performing Branches by Surya’s Funds Transfer Pricing (FTP)
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Role of Asset Liability Management Systems in Banking
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