Basel II and subsequent adaptations by central banks makes the problem look intimidating. On top of that, there are people telling you it is very expensive. You may not know what to budget when for implementing the same.

Surya Software System’s CARE solution suite can help you by simplifying your capital adequacy problem by offering differing maturity levels in solving your problem. Maturity level 1 addresses the calculation in the simplest of manner, interfacing to existing banking data and balance sheet data. Subsequent maturity levels help you get to Internal Rating Based approach on credit risk, advanced approach on credit risk, advanced measurement approach on operational risk.

Talk to us to find out more about CARE.

We offer Basel II capital adequacy solution using which banks can:

• Calculate capital adequacy
  
  
• Calculate capital required due to credit risk using
  
  
  • Standardized approach
    
    
  • IRB models
    
    
  • Estimation of PD and LGD
    
    
• Calculate capital required due to market risk
  
  
• Calculate capital required due to operational risk
  
  
  • Standardized
    
    
  • Advanced Measurement Approach
    
    
• Extract data based on rules
  
  
• Auditing each calculation for verification
  
  

• Adapt to different Maturity levels
  
  
• Easy access to data by accumulation through rule engine
  
  
• Streamline processes for generating reports
  
  
• Easy to read and understand reports