Pricing decisions are not only based on individual positions but collective position. BALM, with its graphical interfaces and what-if’s facilitates dynamic pricing by providing complete visibility to market and liquidity risk sand reward, at a bank level. Surya’s BALM helps you meet challenges of understanding incomes, hedges and risks.

BALM is scalable at an application level. Very complex products are defined simply in BALM. This is enabled by BALM’s rule based architecture for both metadata and product representation. BALM functional architecture is simple yet sophisticated.

BALM is installed in diverse geographies, thereby inheriting wisdom of different sizes and varying sophistication in requirements.

BALM is well received by people that use it. They have found it refreshing. BALM is a true empowering tool for a bank.

BALM Presentation

Features

BALM provides a comprehensive set of analytical tools to analyse maturity profile of a bank's cashflows. Emphasis is given to graphical reports. Key analytical tools are,

• Rule based product definition
  
  
• Data extraction
  
  
• Structural Liquidity Analysis
  
  
• Interest Rate Sensitivity Analysis
  
  
• NII & NIM Analysis
  
  
• Duration Gap
  
  
• User defined Ratio Builder
  
  
• Generalized Trend Analysis
  
  
• Present value Analysis
  
  
• Scenario Analysis
  
  

ALM regulatory reports to be submitted to central banks are a part of our standard offering. If your country is not covered, we will cover it as a part of our standard product.

For more information on BALM, contact us.